With the banking turning towards digital solution, all the transactions related to bank are also turning digital. Central Bank of India provides service of SMS banking under which you will be able to perform different kind of operations. These operations include, balance enquiry, last five transactions for your accounts, changing PIN of mobile banking, cheque status enquiry and many more.
In this article you will find out all the features and services available under CBI SMS banking. Make sure you are using your registered mobile number with Central bank of India account to send SMS in order to use these SMS banking services.
Table of Contents 1. CBI Balance Enquiry SMS 2. CBI Last 5 transactions 3. Change Mobile Banking PIN of CBI 4. Status of Cheque 5. Help on Usage 6. Generate MMID for IMPS 7. SMS to Send money using IMPS service of CBI
SMS to check Central Bank of India account balance
The quickest way to check account balance of account is using SMS service. CBI provides quick SMS code for account holders.
SMS to check last 5 Transactions
You can get a mini statement of your account using this service. You can use this service for your default account number which is connected with your registered mobile number.
In case you have more than one account numbers with bank, then the other account number can be treated as ‘other than default’ account number. To check balance of other than default account number.
SMS to Change Mobile Banking PIN of Central Bank of India
Mobile banking PIN is the one that you use to verify your transactions. You can use mobile banking PIN also known as MPIN for authorizing IMPS transactions from your mobile. MPIN is important for doing all kind of transactions using your mobile. You can change your MPIN using below SMS code.
SMS to Enquire Cheque Status
You can check the status of cheque drawn by you using CBI net banking facility. However, In case you don’t have access internet, you won’t be able to login net banking account. In such scenario you can make use of CBI SMS banking facility to know the status of issued cheques.
SMS for default account number
SMS for other than default account number
SMS for Help on Usage
The usage of services by bank can be confusing sometimes. You may choose to contact the Central bank of India customer care to resolve your difficulty or you can avail facility of SMS banking.
SMS to Generate MMID for Central bank of India
MMID is short term for mobile money identifier. A mobile money identifier is important aspect of mobile banking. MMID is unique ID allotted to you, which contains 7 digits. You have to register to receive your MMID. Central bank of India provides SMS facility to generate MMID quickly. It is essential for sending or receiving money from or to your account using IMPS transfer method.
SMS to send money using IMPS service of CBI
Using IMPS (Immediate Payment System), the account holder can perform quick money transfer transaction. You can use IMPS service through SMS as follows
With this service, any customer of the bank can transfer up to 2 lakh rupees.
Although, internet banking plays an important role in day to day banking activities. Banks have spread their wings to various technologies enabling them to serve their customers better. CBI is no exception in adopting SMS banking, internet banking and other modes of banking in order to achieve efficiency in providing services to the customers.