Customer Information File Number: CIF number is key for many banks to maintain details. Most of the times customers of State Bank of India find it hard to find their CIF number. This article is complete guide for those customers to find their SBI CIF number. You can easily follow the simple steps and methods to get your unique number.
What is CIF number
Customer Information File (CIF), is the number which is allotted to the file by banks in which all the information related to customer is contained. The information such as customer’s name, address, contact details etc. are accessed through Customer CIF number.
The banks can determine whether the customer KYC is done, loan EMI details, other types of accounts in the bank by accessing this CIF.
CIF is backed with a unique number pertaining to each bank customer. This unique number is of vital importance to your bank because it allows the bank to retrieve customer information.
Think of your car’s number plate. You are allotted a special unique passing number for your car’s number plate. Using this number traffic police can access the city, name of the owner of car, address of car, contact numbers etc.
You may have more than one accounts in any bank but you can only have only one CIF number in that bank.
Why is CIF Number necessary
The banks maintain CIF number as a way to retrieve customer data from their system quickly. This allows banks to quickly view customer’s information and provide prompt service. With respect to the work nature in banking industry, the CIF number is beneficial for banks as the employees can execute banking operations at faster speed.
In short bank uses CIF number to their customers in order quickly add, update and retrieve new information to the customer’s account.
SBI CIF Number
State bank of India CIF number is an 11 digit unique number. Your SBI CIF number contains all the account related details including your history of transactions, account number, balance, name, details of address etc. With the help of your account history bank can determine your eligibility for various products such as bank loans or insurance.
How to find SBI CIF Number
If you need to find CIF number then you should chose any one of the online or offline methods to get your CIF number.
How to check SBI CIF offline?
1. In offline method, you can easily find your SBI CIF number through bank passbook. On the first page of passbook you can easily spot it along with other details.
2. Visit the branch: If you don’t have passbook, then you can take help from your bank. Simply visit the branch where your account is maintained and they will guide you further.
3. Call customer care:
Customer can call at SBI’s toll free customer care numbers at
1800 112 211
1800 425 3800
080 265 99 990
You will be asked for your basic details in order to ensure your real identity. Once identified, you will get your CIF number.
4. Cheque Book:
If you don’t find CIF number on SBI passbook, then you can search for it on the cheque book. You will surely find it printed on first page of SBI cheque book.
How to find SBI CIF Online?
Through SBI online banking you can check for CIF number particularly through two options
1. Account Summary
2. Nomination Details
1. Nomination details
Step 1: Login to your SBI net banking account
Step 2: You can find ‘Nomination and PAN details’ link under ‘Account Summary’ section and click on it.
Step 3: Your complete details along with CIF number will be displayed.
You can also check nomination details through SBI Anywhere app.
Follow below mentioned directions
Login to SBI Anywhere app »» Click on Services »» Online Nomination »» Select Transaction Accounts »» Chose your account number »» Your CIF number is displayed
2. Account summary
Step 1: Login to SBI net banking through sbionline portal.
Step 2: Under account summary find account statement and click on it.
Step 3: Select period for account statement, and click on Go.
Step 4: You may download the generated pdf file. This file contains your SBI CIF number.
In image below you can check where to look for SBI CIF number in pdf.
Which banks provide CIF number
Every bank provides CIF number, however the name might differ. Like in Canara Bank, this unique identification number for customer is known as customer ID. Although the names might be different, CIF number are meant to serve the same issue.
Various banks that provide CIF number are
Axis Bank – 4 digits
Central Bank of India – 10 digits
State Bank of India – 11 digits
Indian Bank – 9 digits