Karnataka Bank Net Banking: Karnataka bank is the 11th largest private sector bank in India. Karnataka bank limited provides various products to their customer. Some of them are Retail Banking, Corporate Banking, Finance and Insurance, Credit Card, Mortgage loans, Private banking, Wealth management, Investment banking.
The internet banking service has various benefits. The Karnataka bank provides internet banking facility to both Retail as well as corporate customers. To avail internet banking facility on your account you need to register first. let’s see the detailed process of registration for Karnataka bank internet banking.
Table of Contents
1. How to register for Karnataka bank net banking
2. How to create Log in password
3. How to reset login password
4. Karnataka Bank features and benefits
5. Karnataka Bank net banking FAQ
6. Important Limks
How to Register for Karnataka Bank Net Banking
Karnataka Bank allows you to register for internet banking Facility online. You can also apply for Internet banking service by visiting the home branch.
For Retail Customer
To register for net banking you must have these things handy.
1. Your mobile number should be updated with bank
2. Valid email id must be registered with bank
3. Your bank passbook
The process of registration for Karnataka bank is divided into two steps.
- Application for Internet banking
- Generation of password
Visit the official website of Karnataka bank and click on net banking. www.karnatakabank.com
In internet banking click on ‘Personal‘ which will redirect you on log in portal.
In this page click on the First Time Registration . This will open new page where you have to provide your details in step by step manner.
Step 3: Fetch User Data
In this step Enter your account number and registered mobile number. After that enter the captcha code and click on continue.
Step 4: Debit card Details:
This is second step and in this step, you have to enter Debit card Details, enter your name as you are card holder, next enter debit card number, PIN and card expiry date. After that click on continue.
Step 5: Access Code
In this step an OTP Will be sent on your registered mobile number, this is a unique Access code and will be used for authentication. Enter the OTP and click on continue.
Step 6: Summary
The summary of the data you entered will be displayed . Check all the detail and change if needed. Then click on submit button.
After that a success massage will be generated quoting “application has been submitted successfully”.
Your account will be activated within 48 hours and you will receive Registration request id on your mobile Number.
Creating Log in Password
You can create log in password after successful creation of account . Your account will be activated within 24 hours after submission. visit the net banking portal after 24 hours or simply click on below link.
If your account is activated successfully Note down the user id and proceed for the password generation. Click on generate password option.
Create a password for log in and for transaction separately.
How to Reset Karnataka Bank Net Banking Password
If you forgot your user log in password. You can simply reset using debit card details.
Step 1: Visit internet banking portal of Karnataka bank and click on forgot pass word link.
Step 2: Enter the necessary details and generate new password.
From August 2019 bank has disabled the Transaction password and since then an OTP will be sent for every transaction.
FOR CORPORATE CUSTOMER
Corporate customers can avail net banking facility on their account. To avail service you need to visit home branch and fill application request form. You have to submit this form along with necessary documents. Your request will be processed within 7-8 days and bank will send log in credentials to your mailing address. This is how you can activate net banking facility on your Karnataka bank account .
Features and Benefits of Net Banking
Moneyclick Is the name of Internet banking portal of Karnataka bank. The internet banking allows you to carry out your banking operations online without actually visiting the bank.Along with this benefit , let’s see some more facilities provided under internet banking by Karnataka bank.
- You can transfer funds (Self/Within Bank/NEFT/RTGS)
- You can print Account Statement View/Download
- IMPS Fund Transfer service
- You can do Mobile/DTH Recharge
- GST Payment
- You can pay your Utility Bill Payments, Credit card Bill Payment, phone electricity bills etc.
- KBL internet banking provides Single Sign on to DIGILOCKER
- You can open and maintain Online fixed Deposit (FD/ACC/RD) account opening facility
- Bulk upload facility to corporate customers
- Internet banking allows you to do Loan repayment/Monthly payments facility to RD account online
- Online Debit card blocking facility
- KBL internet banking provides “e-Hundi”- for making donation through MoneyClick®
- Online Trading
- You can do Online Shopping through internet banking
Karnataka bank Net Banking FAQs
Ans: No, the money click is absolutely free service.
Ans: Yes, internet banking allows you to transfer funds via NEFT and RTGS to any bank account with valid IFSC code through internet banking.
Ans: Yes. You can visit the home branch and fill application request form for net banking .You can download Karnataka Bank net banking form here.
Karnataka Net Banking Important links
More about Karnata Bank
The bank was established in Mangalore on 18 February 1924. It is the A class scheduled commercial bank with the network of 848 branches, 1540 ATMs and 442 e-lobbies/mini e-lobbies spread across 22 states and 2 union territories. The net asset of bank is $11 billion and more than 11 million satisfied customers across country.
The bank has developed core banking solution called “Finacle’’. For that bank has signed a MOU with Infosys Technologies. It has also adopted core banking service provided. The Karnata bank provides a 24-hour net banking through service called MoneyClick.